Women form a huge part of small business sector of today. There has been a tremendous increase in the number of women enrolling in business and finance related programs in the universities around the world. Therefore, it is not a surprise that 28% of all the small businesses have been owned by women and 55% of all the new startup businesses are also owned by women.
Just like any other kind of business, a women-owned business also needs to be properly capitalized. There are several programs run by the government that provide loans to women business owners, that a comparable men-owned business would not have even qualified to apply. As a result, the number of women-owned businesses increased by 19.8% from 1997 to 2002. At the same time, the employment opportunities created by women-owned businesses also grew by 150%. Continue reading “Get Business Funds For SME And Female Entreprenuers”
If you are a mid-sized business owner, then you must be aware of the fact that getting finance for your business is not that difficult. Numerous business financing options are available for bigger companies, but very few investors want to stake their money with a middle sized company. One of the options available to you is to follow the conventional route, approach a bank or money lending institution and ask for credit. But this is not that simple as today’s economic times are difficult and banks are not willing to lend you money that easy.
In that case, you have to approach some uncommon business financing options that are especially designed for mid sized companies. One alternative is invoice factoring which is ideal for businesses that need funds sooner but their clients will pay after 30-60 days. Continue reading “Global Economy Affect Local SME Industry”
Funding your business is one of the most important parts of starting up a new business venture. There are several options available to you but it is up to you to select the one, as per your requirements, preferences and budget. Most of the people contact their bank and try to receive a bank loan. These can appear to be attractive as you do not need to sacrifice your ownership, but mostly, banks provide loans at higher rates of interest and longer loan term period.
Another funding option you can choose is equity finance. In this, you have to sell your business ownership partially in exchange for finance, either in the form of a venture capitalist or a business angel. With a business angel, you get support and advice from your creditors, who are usually very successful in their own rights, as they have similar business as you. These angels are able to save your struggling business from getting ruined and set it back on the right track. Continue reading “Options In Obtaining Financing And Funds For Business”
When we are into corporate finance or venture capital, we usually forget that the real purpose of corporate finance is to make sure that the company is receiving more than the needed money for achieving its business goals. Corporate finance basically deals with the financial decisions a business owner makes and its primary goal is to maximize the corporate value, and manage the financial risks of the company at the same time.
It is corporate finance which helps in deciding how the business should increase and manage its capital, how much profit should be returned back to the shareholders as dividends, what investments should be done by the firm and whether it should merge or acquire another firm or not. Continue reading “Excellent Corporate Finance Will Maximize The Corporate Value”