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business womenWomen form a huge part of small business sector of today. There has been a tremendous increase in the number of women enrolling in business and finance related programs in the universities around the world. Therefore, it is not a surprise that 28% of all the small businesses have been owned by women and 55% of all the new startup businesses are also owned by women.

Just like any other kind of business, a women-owned business also needs to be properly capitalized. There are several programs run by the government that provide loans to women business owners, that a comparable men-owned business would not have even qualified to apply. As a result, the number of women-owned businesses increased by 19.8% from 1997 to 2002. At the same time, the employment opportunities created by women-owned businesses also grew by 150%. (more…)

Funding your business is one of the most important parts of starting up a new business venture. There are several small business financing options availableObtaining Financing 2 to you but it is up to you to select the one, as per your requirements, preferences and budget. Most of the people contact their bank and try to receive a bank loan. These can appear to be attractive as you do not need to sacrifice your ownership, but mostly, banks provide loans at higher rates of interest and longer loan term period.

When we are into corporate finance or venture capital, we usually forget that the real purpose of corporate finance is to make sure that the company is receiving more than the needed money for achieving its business goals. Corporate finance basically deals with the financial decisions a business owner makes and its primary goal is to maximize the corporate value, and manage the financial risks of the company at the same time.